Terms of use
These terms apply to the current free MUSALTO educational website and guided demo.
Educational service
MUSALTO Inc. provides educational content and a guided practice demo to help learners build financial-statement reasoning skills. The current public experience is free and does not require an account.
Not professional advice
MUSALTO provides educational material only. It does not provide financial, investment, accounting, legal, tax, audit, or other professional advice, and it should not be used to make real financial or business decisions.
Fictional learning material
The guided demo uses fictional learning material. Do not submit personal information, confidential information, real-company financial statements, client information, or employer information.
AI-supported feedback
Automated feedback can be incomplete or wrong. It is designed to help you practice reasoning, not to grade you or establish a single correct explanation. Worked examples illustrate possible reasoning and do not prove the cause of fictional financial changes.
Acceptable use
Use MUSALTO for lawful educational purposes. Do not attempt to interfere with the service, bypass usage controls, probe for secrets, submit malicious content, or use the service to process information you are not authorized to share.
Accounts, payments and certificates
The current public experience does not provide account creation, paid access, account-based learning records, certificates, or a purchase flow. If those features are introduced, the applicable terms will be updated before they are offered.
Availability and changes
MUSALTO may update, improve, suspend, or discontinue features as the educational service develops. Temporary interruptions can occur, including interruptions involving hosting, database, or AI providers.
Contact
MUSALTO Inc. operates the service. Questions about these terms or the learning experience can be sent to musa@musalto.com.